Short-Term & Long-Term Finance


Find The Shed Or Other Backyard Product You Want Or Need.

Shop with any RTO Finance Dealer Partner or visit to get matched with the certified, pre-leased unit or custom building that’s right for you.


Submit A Finance Application Online Or In-Store and Get Approved.

You’ll receive a near-instant response. You can then proceed with financing the storage solution you want or with one click, complete a Lease Purchase Agreement Application.

Your repayment plan features a set number of payments at a fixed APR.


Pay Over Time. See your activity and make easy payments at our customer payment portal.

Ways to Pay 24/7:

  • Online in the Customer Payment Center

Additional Ways to Pay:

  • Money Order
  • Auto draft
  • Mailed-in Check

    PO Box 746497
    Atlanta, GA 30374-6497

  • Speak with a Customer Payment Specialist by calling (866) 983-6900 during business hours.
RTO Finance LLC is licensed in the state of Maryland under NMLS Unique Identifier 1422520. Verification of licensure can be completed at
RTO Finance LLC holds a Consumer Credit License from the state of Alabama. Click here to view a copy of our license.